Caring for a child at home

When parental allowance payments end, the child is around 9 months old. Guardians can arrange childcare in various ways after parental leave. They can apply for a place for the child in municipal or private early years education, or the child can be looked after at home.

Home care allowances paid by Kela

Support for private healthcare

A family whose pre-school-aged child is looked after by a carer employed by the family or a private early years provider is eligible for private childcare allowance. You can receive private childcare allowance after your parental allowance has ended. The allowance is paid from the start of the month in which the child tu s 9 months old at the earliest.

You cannot receive private healthcare allowance

if the child is attending early years education organised by the local authority or has been allocated a place there.
if a service voucher is used for the child’s private early years education.
a parent who lives in a different household from the child.
for the same child for whom parental allowance is being paid. However, private childcare allowance may be paid for the family’s other children whilst parental allowance is being paid.
a child who is staying abroad for more than three months.

The childminding allowance includes

care allowance.
care allowance.
a possible municipal supplement depending on the place of residence. Keuruu does not apply a municipal supplement.

Either of the child’s parents or another guardian may apply for private childcare allowance. However, Kela always pays the allowance directly to the private carer or early years education provider. The private childcare allowance is taxable income for the early years education provider, but not for the family applying for the allowance. The childcare allowance and childcare supplement are paid for each child eligible for the allowance.

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